Policy portal All policy portal

This policy portal provides a public interest perspective on the issues at stake and ongoing legislative debates in the field of financial regulation.

As major rules for financial institutions are set at the EU rather than national level, EU legislators play the key role. Adequate rules are of crucial importance, as the size, complexity and influence of the financial system have reached unprecedented levels. Challenges like digitalisation or accelerating climate change need to be addressed too. There is a long way to go to make finance truly serve the economy and society.

Active legislative files

Remove legislative files

Active legislative files

Filter

Or go to the search page

12 PUBLICATIONS

Position paper

21/04/2026

Stability & supervision

Resilient banks, resilient economy

Joint statement

22/06/2026

Stability & supervision

Joint Letter – Priorities on banking regulation, simplification and the assessment of the competitiveness of the EU banking sector

The European Commission is preparing a review of the EU banking rulebook. As calls grow to simplify financial regulation, a coalition of banks, civil society organisations and financial regulation experts warns that...

Cover image for a Finance Watch joint letter: a businessman in a suit with an orange umbrella, large white text about banking regulation priorities.

Consultation response

07/05/2026

Stability & supervision

Finance Watch response to the Commission’s targeted consultation on the competitiveness of the EU banking sector

Consultation response

11/03/2025

Stability & supervision

Finance Watch responds to Commission’s call for evidence – Communication on European Savings and Investments Union

Open letter

16/09/2024

Stability & supervision

Finance Watch Calls on ECON to Advance European Deposit Insurance Scheme (EDIS) and Protect Depositors

In a letter addressed to the Committee on Economic and Monetary Affairs (ECON), Finance Watch calls on European policymakers to proceed with preparations for the European Deposit Insurance Scheme (EDIS), which has...

Consultation response

15/07/2022

Stability & supervision

Response to the European Commission’s consultation on State Aid for Banks in Difficulty

Position paper

15/11/2019

Stability & supervision

Three reforms to strengthen the Banking Union and the euro area

As a complement to a hearing held on 7 November 2019 by MEP Pedro Marques as rapporteur for the Banking Union Annual Report, Finance Watch published a technical brief on the financial...

Speech

17/05/2016

Stability & supervision

Speech at the EC public hearing on the Call for Evidence – A review of the EU regulatory framework for financial services

Finance Watch’s Secretary General, Christophe Nijdam, gave a speech at the European Commission’s public hearing on the Public hearing on the “Call for Evidence on the EU regulatory framework for financial services – understanding...

Factsheet

21/02/2016

Stability & supervision

Cheat sheet: What is Banking Union (SRM and SSM)?

Background; Actions of Finance Watch; Key risks; and our Publications on this dossier.

Policy brief

22/07/2014

Stability & supervision

Finance Watch Policy Brief “Structural reform to refocus banks on the real economy”

Therefore the Commission’s proposed Regulation should be on top of the Council and new Parliament’s agenda.” Finance Watch Policy Brief “Structural reform to refocus banks on the real economy”(pdf, 10 pages)

Report

05/09/2013

Stability & supervision

“Europe’s banking trilemma” – a report on Banking Union and bank structure reform

This report on Banking Union and bank reform in the EU, “Europe’s banking trilemma”, concludes that, despite its intention, Banking Union will fail to prevent European citizens from bearing the losses of failed...

1 2

Related Campaign

Support our campaigns

array(4) { ["title"]=> string(15) "The blog corner" ["link"]=> array(3) { ["title"]=> string(12) "See our blog" ["url"]=> string(35) "https://www.finance-watch.org/blog/" ["target"]=> string(0) "" } ["collection"]=> array(3) { [0]=> object(WP_Post)#18390 (24) { ["ID"]=> int(1300) ["post_author"]=> string(1) "1" ["post_date"]=> string(19) "2023-09-12 10:00:31" ["post_date_gmt"]=> string(19) "2023-09-12 08:00:31" ["post_content"]=> string(0) "" ["post_title"]=> string(40) "#NoMoreCrises: Unkept Promises of Reform" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(6) "closed" ["post_password"]=> string(0) "" ["post_name"]=> string(38) "nomorecrises-unkept-promises-of-reform" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2025-04-10 14:33:01" ["post_modified_gmt"]=> string(19) "2025-04-10 12:33:01" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(81) "https://www.finance-watch.org//2023/09/12/nomorecrises-unkept-promises-of-reform/" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } [1]=> object(WP_Post)#18393 (24) { ["ID"]=> int(1302) ["post_author"]=> string(1) "1" ["post_date"]=> string(19) "2023-07-10 16:17:17" ["post_date_gmt"]=> string(19) "2023-07-10 14:17:17" ["post_content"]=> string(0) "" ["post_title"]=> string(21) "8% – We had a deal!" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(6) "closed" ["post_password"]=> string(0) "" ["post_name"]=> string(15) "8-we-had-a-deal" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2024-01-24 09:26:48" ["post_modified_gmt"]=> string(19) "2024-01-24 08:26:48" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(58) "https://www.finance-watch.org//2023/07/10/8-we-had-a-deal/" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } [2]=> object(WP_Post)#18391 (24) { ["ID"]=> int(1303) ["post_author"]=> string(1) "1" ["post_date"]=> string(19) "2023-05-17 00:02:43" ["post_date_gmt"]=> string(19) "2023-05-16 22:02:43" ["post_content"]=> string(0) "" ["post_title"]=> string(85) "ESG ratings must disaggregate ESG parameters to repair sustainable investors’ trust" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(6) "closed" ["post_password"]=> string(0) "" ["post_name"]=> string(82) "esg-ratings-must-disaggregate-esg-parameters-to-repair-sustainable-investors-trust" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2024-02-15 15:56:15" ["post_modified_gmt"]=> string(19) "2024-02-15 14:56:15" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(125) "https://www.finance-watch.org//2023/05/17/esg-ratings-must-disaggregate-esg-parameters-to-repair-sustainable-investors-trust/" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } } ["is_page"]=> bool(true) }