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This policy portal provides a public interest perspective on the issues at stake and ongoing legislative debates in the field of financial regulation.

As major rules for financial institutions are set at the EU rather than national level, EU legislators play the key role. Adequate rules are of crucial importance, as the size, complexity and influence of the financial system have reached unprecedented levels. Challenges like digitalisation or accelerating climate change need to be addressed too. There is a long way to go to make finance truly serve the economy and society.

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117 PUBLICATIONS

Report

18/12/2025

Stability & supervision

Report – Hidden risks in NBFI: Mapping vulnerabilities from shadow banking

Position paper

25/06/2026

Sustainable finance

The intensifying impact of climate change on the financial system

Consultation response

19/05/2026

Sustainable finance

An efficient use of systemic risk buffers for climate risk

Position paper

31/03/2026

Sustainable finance

Safeguarding EU workers’ pensions from climate risk

Reinforcing EU occupational pension regulation against climate-driven economic losses

Consultation response

17/03/2026

Stability & supervision

Finance Watch response to Commission call for evidence on competitiveness in the single banking market

The Commission’s review of competitiveness in the Single Banking Market should assess where changes to prudential rules improve banks’ ability to support productive investment and sustainable lending in the real economy. Simplification...

Consultation response

19/02/2026

Stability & supervision

Improving supervisors’ assessment of bank risk management in Europe

Speech

20/01/2026

Stability & supervision

The false trade-off defining Germany’s CRD transposition (Bundestag Finance Committee hearing)

Debates on banking regulation are increasingly framed as a choice between competitiveness and prudential safeguards. Germany’s CRD transposition shows why this framing is misleading. The real tension is between bank profits and...

Position paper

15/12/2025

Sustainable finance

A prudent approach to climate risk

Evidence-based metrics and prudent capital requirement tools to strengthen bank supervision for transition and physical risks

Report

28/10/2025

Sustainable finance

Report – Breaking the spiral of uninsurable climate losses

As climate impacts intensify, Europe’s insurance coverage is shrinking, leaving taxpayers and businesses to bear rising losses beyond what reinsurance or mutual schemes can handle. This report shows how conditionality, public directionality,...

Consultation response

02/10/2025

Sustainable finance

Enhancing ESG stress tests for credible compound and systemic risk management

Report

24/09/2025

Sustainable finance

Report – A trillion dollars of climate risk: the case for a systemic risk buffer

Climate change is now a recognised source of financial risk for banks. This report quantifies global banks’ fossil fuel exposures and shows how early macroprudential action can make banks more resilient and...

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