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Policy portal All policy portal
This policy portal provides a public interest perspective on the issues at stake and ongoing legislative debates in the field of financial regulation.
As major rules for financial institutions are set at the EU rather than national level, EU legislators play the key role. Adequate rules are of crucial importance, as the size, complexity and influence of the financial system have reached unprecedented levels. Challenges like digitalisation or accelerating climate change need to be addressed too. There is a long way to go to make finance truly serve the economy and society.
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47 PUBLICATIONS
Report
Report – Systemic risk from shadow banking
Non-bank financial intermediaries (NBFIs) now account for more than half of global financial assets, but it is not just assets that have moved beyond banks. Risk has increasingly shifted to less visible...
Report
Report – Breaking the spiral of uninsurable climate losses
As climate impacts intensify, Europe’s insurance coverage is shrinking, leaving taxpayers and businesses to bear rising losses beyond what reinsurance or mutual schemes can handle. This report shows how conditionality, public directionality,...
Report
Report – A trillion dollars of climate risk: the case for a systemic risk buffer
Climate change is now a recognised source of financial risk for banks. This report quantifies global banks’ fossil fuel exposures and shows how early macroprudential action can make banks more resilient and...
Report
Protecting EU consumers in the age of AI-driven retail finance
AI systems are increasingly deciding access to essential financial services, like who gets a loan or bank account, and how much insurance costs. Yet Europe’s rules aren’t keeping pace; they’re retreating. This...
Report
Report – Artificial intelligence in finance: how to trust a black box?
The use of AI in financial services conflicts with the core principles underlying decision-making in finance and financial regulation – accountability, responsibility and transparency. This report calls on policymakers to reassess the...
Report
Report – Lost Momentum: The Evolution and Challenges of Basel III
Finance Watch examines the progress and challenges of the Basel III framework and addresses the looming risks to global financial stability. The report urges policymakers not to withdraw from international cooperation, but...
Report
Report – Europe’s coming investment crisis: Capital markets can only match a third of EU’s essential needs
In these times of hardship, Europe’s financing channels – even with the full strength of capital markets – would only match a third of the EU’s essential investment needs. Finance Watch’s new...
Report
Report: Breaking down barriers to basic payment accounts in the EU
Finance Watch releases a new study identifying the barriers to basic payment accounts for vulnerable consumers in Germany, Spain and Romania, and calls on EU policymakers to update the EU Payment Accounts...
Report
Report – Transition Planning for Insurers: A supervisory tool to improve climate risk resilience
As climate chaos seals the fate of usual economic models in the insurance sector, transition plans are poised to become lifelines for insurers and for the whole economy. This report highlights the...
Report
Report: A Finance Watch guide to the next ‘sustainable finance agenda’
The next ‘sustainable finance agenda’ could be a jump board to a sustainable economy in the EU. Finance Watch’s new report maps out gaps in the current sustainable finance framework and formulates...
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